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ngenohkevin
9600fa730c
Spending figures were inflated: Fuliza repayments double-counted the already-counted borrow-backed purchase, M-Shwari/KCB deposits counted own-money savings as spending, and reversed transactions never came back out of the total. All spending queries now exclude these. Also adds a month-by-month breakdown card to Trends (12 months, delta vs previous month) and captures the credited amount on standard-format reversal SMS instead of recording 0.0.