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ngenohkevin
4e58bd8a8b
Marking a recipient as 'my own account' reclassifies its transactions into a new transfer category excluded from all spending figures — bank/card top-ups are moved money, not spending. Fuliza coverage: accept the dedicated FULIZA sender id in the receiver and both importers (borrows were going untracked while repayments were captured), capture the available Fuliza limit from any SMS carrying it, record borrow interest as a fee, and surface an outstanding/available card on Home. DB v3->v4: additive ALTER TABLEs only (categories.isTransfer, transactions.fulizaLimit) + idempotent seed of the My Accounts category.