diff --git a/app/build.gradle.kts b/app/build.gradle.kts
index 99c9f6d..32e4bab 100644
--- a/app/build.gradle.kts
+++ b/app/build.gradle.kts
@@ -27,8 +27,8 @@ android {
         applicationId = "com.ledga.app"
         minSdk = 26
         targetSdk = 34
-        versionCode = 6
-        versionName = "1.3.3"
+        versionCode = 7
+        versionName = "1.3.4"
 
         testInstrumentationRunner = "androidx.test.runner.AndroidJUnitRunner"
     }
diff --git a/app/src/main/java/com/ledga/app/data/db/dao/TransactionDao.kt b/app/src/main/java/com/ledga/app/data/db/dao/TransactionDao.kt
index ad5ba42..071ce9a 100644
--- a/app/src/main/java/com/ledga/app/data/db/dao/TransactionDao.kt
+++ b/app/src/main/java/com/ledga/app/data/db/dao/TransactionDao.kt
@@ -37,6 +37,12 @@ interface TransactionDao {
     @Insert(onConflict = OnConflictStrategy.IGNORE)
     suspend fun insert(transaction: TransactionEntity): Long
 
+    @androidx.room.Update
+    suspend fun update(transaction: TransactionEntity)
+
+    @Query("SELECT * FROM transactions ORDER BY timestamp DESC")
+    suspend fun getAllSync(): List<TransactionEntity>
+
     @Query("UPDATE transactions SET categoryId = :categoryId WHERE id = :id")
     suspend fun updateCategory(id: Long, categoryId: Long?)
 
diff --git a/app/src/main/java/com/ledga/app/data/parser/MpesaSmsParser.kt b/app/src/main/java/com/ledga/app/data/parser/MpesaSmsParser.kt
index d9d9b51..735c129 100644
--- a/app/src/main/java/com/ledga/app/data/parser/MpesaSmsParser.kt
+++ b/app/src/main/java/com/ledga/app/data/parser/MpesaSmsParser.kt
@@ -43,8 +43,13 @@ object MpesaSmsParser {
     private val TRANSACTION_CODE_REGEX = Regex("""^([A-Z0-9]{10})\s""")
     // Date: handles both 2-digit and 4-digit year
     private val DATE_REGEX = Regex("""on\s+(\d{1,2}/\d{1,2}/\d{2,4}\s+at\s+\d{1,2}:\d{2}\s+[AP]M)""", RegexOption.IGNORE_CASE)
-    // Balance: multiple formats
-    private val BALANCE_REGEX = Regex("""(?:M-PESA balance is|account balance is|M-PESA balance is|MPESA balance is)\s*Ksh\s?([\d,]+\.\d{2})""", RegexOption.IGNORE_CASE)
+    // Balance: multiple formats — note "Ksh" is optional. Fuliza auto-pay SMS
+    // reads "Your M-PESA balance is 8581.08" with no Ksh prefix on some
+    // ROMs / carrier formats, and we still need to capture it.
+    private val BALANCE_REGEX = Regex(
+        """(?:M-PESA balance is|MPESA balance is|account balance is)\s*(?:Ksh)?\s?([\d,]+\.\d{2})""",
+        RegexOption.IGNORE_CASE,
+    )
     private val COST_REGEX = Regex("""Transaction cost,?\s*Ksh\s?([\d,]+\.\d{2})""", RegexOption.IGNORE_CASE)
     private val FULIZA_AMOUNT_REGEX = Regex("""Fuliza M-PESA amount is Ksh\s?([\d,]+\.\d{2})""", RegexOption.IGNORE_CASE)
     private val FULIZA_OUTSTANDING_REGEX = Regex("""(?:Fuliza M-PESA outstanding amount is|Total Fuliza M-PESA outstanding amount is)\s*Ksh\s?([\d,]+\.\d{2})""", RegexOption.IGNORE_CASE)
@@ -398,9 +403,16 @@ object MpesaSmsParser {
     // "Ksh X from your M-PESA has been used to fully/partially pay your outstanding Fuliza"
     // Fuliza is M-Pesa's overdraft loan; when fresh money lands, the wallet
     // auto-deducts to repay it.
+    //
+    // Note: the SMS exposes the *available* Fuliza limit (e.g. how much you
+    // can still borrow), NOT the remaining outstanding. For a full clear the
+    // outstanding is unambiguously 0. For a partial clear we don't know the
+    // user's maximum Fuliza limit from this SMS alone, so we leave it null —
+    // FulizaRule will then defer to the previous outstanding-bearing
+    // transaction instead of misreporting the available-limit value as
+    // "you owe X".
     private fun parseFulizaAutoPay(sms: String, code: String, balance: Double, timestamp: Long): ParsedTransaction {
         val amount = extractFirstAmount(sms) ?: 0.0
-        val fulizaLimit = FULIZA_LIMIT_REGEX.find(sms)?.groupValues?.get(1)?.let { parseAmount(it) }
         val isFullPay = sms.contains("fully pay", ignoreCase = true)
 
         return ParsedTransaction(
@@ -410,7 +422,8 @@ object MpesaSmsParser {
                             else "Fuliza overdraft (auto-partial)",
             recipientPhone = null, accountNumber = null, destinationCountry = null,
             balance = balance, direction = TransactionDirection.OUTFLOW,
-            fulizaAmount = null, fulizaOutstanding = fulizaLimit,
+            fulizaAmount = null,
+            fulizaOutstanding = if (isFullPay) 0.0 else null,
             reversedTransactionCode = null, timestamp = timestamp, rawSms = sms
         )
     }
diff --git a/app/src/main/java/com/ledga/app/data/repository/TransactionRepository.kt b/app/src/main/java/com/ledga/app/data/repository/TransactionRepository.kt
index 7fd3d1b..7b067d9 100644
--- a/app/src/main/java/com/ledga/app/data/repository/TransactionRepository.kt
+++ b/app/src/main/java/com/ledga/app/data/repository/TransactionRepository.kt
@@ -109,6 +109,45 @@ class TransactionRepository @Inject constructor(
     suspend fun bulkAttributeByCodes(accountId: Long, codes: List<String>): Int =
         if (codes.isEmpty()) 0 else transactionDao.updateAccountForCodes(accountId, codes)
 
+    /**
+     * Re-runs [MpesaSmsParser] over every stored transaction's rawSms and
+     * updates parser-derived fields in place. User-managed fields
+     * (categoryId, accountId, note, id, createdAt) are preserved. Use when a
+     * parser fix has landed and you want existing rows to inherit it without
+     * a destructive clear-and-reimport.
+     */
+    suspend fun reparseAllTransactions(): ReparseResult {
+        val all = transactionDao.getAllSync()
+        var fixed = 0
+        var stillUnknown = 0
+        for (entity in all) {
+            val result = com.ledga.app.data.parser.MpesaSmsParser.parse(entity.rawSms, entity.timestamp)
+            if (result !is com.ledga.app.data.parser.ParseResult.Success) {
+                stillUnknown++
+                continue
+            }
+            val p = result.transaction
+            val updated = entity.copy(
+                type = p.type,
+                amount = p.amount,
+                transactionCost = p.transactionCost,
+                recipientName = p.recipientName,
+                recipientPhone = p.recipientPhone,
+                accountNumber = p.accountNumber,
+                destinationCountry = p.destinationCountry,
+                balance = p.balance,
+                direction = p.direction,
+                fulizaAmount = p.fulizaAmount,
+                fulizaOutstanding = p.fulizaOutstanding,
+                reversedTransactionCode = p.reversedTransactionCode,
+                // Deliberately keep id, categoryId, accountId, note, createdAt.
+            )
+            transactionDao.update(updated)
+            fixed++
+        }
+        return ReparseResult(total = all.size, fixed = fixed, stillUnknown = stillUnknown)
+    }
+
     suspend fun reparseUnknownTransactions(): ReparseResult {
         val unknowns = transactionDao.getUnparsedSync()
         var fixed = 0
diff --git a/app/src/main/java/com/ledga/app/ui/settings/SettingsViewModel.kt b/app/src/main/java/com/ledga/app/ui/settings/SettingsViewModel.kt
index 1555ecc..057a2c0 100644
--- a/app/src/main/java/com/ledga/app/ui/settings/SettingsViewModel.kt
+++ b/app/src/main/java/com/ledga/app/ui/settings/SettingsViewModel.kt
@@ -109,6 +109,16 @@ class SettingsViewModel @Inject constructor(
         }
     }
 
+    private val _reparseAllResult = MutableStateFlow<ReparseResult?>(null)
+    val reparseAllResult: StateFlow<ReparseResult?> = _reparseAllResult
+
+    /** Re-runs MpesaSmsParser over every stored row to pick up parser fixes. */
+    fun reparseAll() {
+        viewModelScope.launch {
+            _reparseAllResult.value = transactionRepository.reparseAllTransactions()
+        }
+    }
+
     private val _exportResult = MutableStateFlow<ExportResult?>(null)
     val exportResult: StateFlow<ExportResult?> = _exportResult
 
diff --git a/app/src/main/java/com/ledga/app/ui/you/YouScreen.kt b/app/src/main/java/com/ledga/app/ui/you/YouScreen.kt
index cc5f9ec..7a98e47 100644
--- a/app/src/main/java/com/ledga/app/ui/you/YouScreen.kt
+++ b/app/src/main/java/com/ledga/app/ui/you/YouScreen.kt
@@ -75,6 +75,7 @@ fun YouScreen(
     val unparsedCount by viewModel.unparsedCount.collectAsState()
     val importStatus by viewModel.importStatus.collectAsState()
     val reparseResult by viewModel.reparseResult.collectAsState()
+    val reparseAllResult by viewModel.reparseAllResult.collectAsState()
     val exportResult by viewModel.exportResult.collectAsState()
     val fileImportResult by viewModel.fileImportResult.collectAsState()
     val backupStatus by viewModel.backupStatus.collectAsState()
@@ -215,6 +216,12 @@ fun YouScreen(
                     }
                     TextButtonRow("View unparsed messages", onNavigateToUnparsed)
                 }
+                TextButtonRow("Re-parse ALL transactions") {
+                    viewModel.reparseAll()
+                }
+                reparseAllResult?.let {
+                    StatusLine("Re-parsed ${it.fixed} of ${it.total} (${it.stillUnknown} skipped)")
+                }
             }
 
             // ---- Backup ----